Built for Australian suppliers & tradies

Know who you're dealing with.
Before you extend credit.

Good credit control starts before the first invoice.

Verify the business and its directors, capture the right commitments and keep a clear evidence trail — before approving a trade account.

✓ No setup fees ✓ No lock-in ✓ Pay only when you onboard ✓ Australian-built

trusio — credit decision

ABN Lookup

51 824 753 556

✓ Verified

Entity

Acme Build Pty Ltd

ABN Status

Active

Risk Indicator

712

Risk Level

Low Risk

Recommended Limit

Ready to trade ✓

AUD $50,000

The risk is not the form

A $50,000 account is approved.
Then the customer stops paying.

The director says they never signed. The application is buried in email. Nobody can confirm what was checked, who approved the account or which documents were accepted.

Before a dispute, ask:

Do we know who completed and signed the application?

Do we know what was agreed and when?

Can we produce a complete record without searching inboxes?

Trusio does not replace commercial judgement. It gives your team a more consistent process and a cleaner record for the decision you make.

Smart risk routing

You set the limit.
Trusio routes the workflow.

Standard onboarding stays fast and automated. Higher exposure or complex structures can be flagged for expert review without turning the onboarding flow into legal advice.

$0–50k
Standard onboarding workflow.

$50k–100k
Enhanced review recommended.

$100k+
Expert triage suggested for higher-value exposure.

Proposed limit

AUD $85,000

REVIEW RECOMMENDED

STANDARD

Automated workflow

ENHANCED

Review recommended

EXPERT

Triage suggested

Workflow decision: continue automated onboarding, but flag for enhanced evidence review before final approval.

What stronger onboarding gives you

Know who. Know what. Know when.

Trusio connects verification, document execution and evidence so your team can make a better-informed credit decision and keep a clearer record of it.

Know who you're dealing with

FACE MATCH99.8%

            SESSION_ID: stripe_id_7Hk...verified

            GOV_ID: scanned ✓   LIVENESS: passed ✓

Verify the director before important documents are signed, reducing uncertainty about who completed the process.

Know what was agreed

PG DEED / GSD READY

STANDARD WORKFLOW EXPERT REVIEW SUGGESTED

Execution flow: Director + witness + identity reference linked to the signed record.

Connect the application, guarantees, signatures and approvals in one controlled workflow.

Know what happened

TRUSIO AUDIT SEAL
IP     120.18.2.144 / Sydney AU
HASH  7f83b16d...4a1b
TS     2026-05-24 18:00 AEST
DOC   signed_record.pdf ✓

Keep signed documents, timestamps and key audit records together for internal review or escalation if a dispute arises.

What happens after the decision

From credit decision to clean execution.

Once the risk level and credit limit are set, Trusio turns the onboarding decision into practical workflow steps your team can follow.

✓

Business identity verifiedABN and ASIC details checked before account approval.

✓

Director commitment capturedPG and GSD workflows connect signing, witness and identity references.

✓

Evidence record preparedSigned records, timestamps and audit data are stored in one pack.

↗

Escalation path availableHigher exposure can be flagged for expert review without slowing standard onboarding.

Onboarding Record

Harbour Fitout Pty Ltd

PG REQUIRED

ABN / ASICVerified

Risk LevelHigh Risk

IdentityPending signer

Credit LimitAUD $50,000

Next step: Personal Guarantee signing

ABN verification ✓ Done

Identity check Awaiting director

PG signing Not started

Evidence Pack Pending signing

Why Trusio

The old way vs the Trusio way

Most suppliers are still doing onboarding and risk checks manually — wasting hours and missing red flags.

❌ THE OLD WAY

Email PDFs back and forth

Chase clients for signed forms for days

Manual ABN lookup

Copy-paste into ABR website every time

No Personal Guarantee

Or paper PG with no audit trail

Documents scattered everywhere

Emails, folders, spreadsheets — impossible to find

Gut feeling credit decisions

No data, no process, hope for the best

✅ THE TRUSIO WAY

✓

Digital application link

Client fills online, you get notified instantly

✓

Instant ABN & ASIC verification

Automatic government database check

✓

Digital PG with verified signing

Identity-verified, signed in minutes

✓

Evidence Pack in one click

PG + ID + audit trail — all in one PDF

✓

Structured onboarding decisions

Risk indicators, approval status and recommended limit

Complete Protection

From onboarding to stronger risk control.

Trusio guides you through the key layers of B2B credit onboarding — from verification to evidence records.

Personal Guarantee

Auto-triggered for higher-risk clients. Digital signing, witness capture and identity-linked records in one workflow.

Included with paid onboarding

PPSR Registration Reminder

After approval, get reminded to register your security interest on the Personal Property Securities Register (~$7). Helps support your creditor position if the client becomes insolvent.

Workflow support

Trade Credit Insurance

Explore trade credit insurance pathways for larger or recurring exposures. Trusio can help direct customers to appropriate providers or advisers.

Enterprise

Invoice Finance

Turn your approved invoices into immediate cash flow. Connect with invoice finance providers to fund your growth without waiting 30-90 days.

Enterprise

Who it's for

Works for any business that extends credit.

Identity-linked onboarding. Structured guarantees. Court-ready evidence. Built for every B2B supplier that extends credit.

B2B — BUSINESS CLIENTS

Company credit onboarding

For suppliers extending credit to other businesses. Verify ABN, check company credit history, collect Personal Guarantee.

✓ Building materials & trade supplies

✓ Manufacturing & wholesale distribution

✓ Electrical, plumbing, HVAC supplies

✓ Any B2B supplier with credit terms

Uses: ABN verification · Business risk summary · Personal Guarantee

COMING SOON

B2C consumer screening is currently in development.

B2C — INDIVIDUAL CLIENTS

Consumer credit screening

For businesses installing or supplying to homeowners on payment plans. Screen individuals before you start work.

✓ Solar panel installation

✓ Home renovation & building

✓ Furniture & appliance finance

✓ Air conditioning & heat pump install

Uses: Identity check · Consumer risk summary · Privacy Act consent

How it works

Simple steps. Real protection.

Most of it happens automatically. You set it up once — Trusio does the rest.

2 min

Add your customer

Enter their ABN and email. A branded credit application link goes out automatically.

Customer does this

They fill it in

They complete their details, trade references and authorisation. You wait for the notification.

Auto

ABN checked instantly

Company name, status and GST registration are checked against government records.

Same day

Decision-ready analysis

We handle sourcing, verification and analysis so you get a clear risk view you can act on.

Auto

PG if high risk

High risk customer? Trusio automatically sends a Personal Guarantee for director signing.

Done

Trade with confidence

Credit limit set, protection in place and evidence pack ready if the customer does not pay.

The bigger picture

Control who you trade with.
And how you get paid.

"A risk summary is only one input. Trusio gives you a repeatable onboarding workflow."

Credit isn't just about risk. Used correctly, it's how you grow faster — without losing control.

No more paper forms

Digital application, fully completed by your client. No PDFs, no missing information, full audit trail.

Know their credit history

See payment defaults and court actions before you extend a dollar.

Personal Guarantee workflow

Australian-style PG workflow automatically triggered for higher-risk clients, with identity-linked digital execution records.

Your brand, your policy

Upload your logo, set your own credit thresholds and limits. Consistent decisions every time.

CLIENTS (4)

+ New

Apex Building Supplies

51 824 753 556

✓ Low Risk

Harbour Freight Co

33 142 689 201

⚠ High Risk

Blue Mountain Retail

78 234 901 445

● Medium

Coastal Trades AU

22 567 334 812

✓ Approved

Total

Approved

Pending

BUILT INTO THE WORKFLOW

Identity-Verified
Signing

Every director is verified using government ID and biometric checks before any documents can be signed.

1. Government ID scan

Directors scan their official ID using their mobile device — driver's licence or passport.

2. AI face match & liveness check

AI matches the face to the ID and confirms it's a real, live person — not a photo or deepfake.

3. Verified session recorded

A unique verification session ID is created and stored with every signed document — retrievable as evidence record.

Why it matters

Helps reduce identity disputes by linking signing to verified identity

Helps confirm the intended director is completing the signing workflow

Session ID is linked to signed documents in the Evidence Pack

Verification records stored in audit trail for stronger evidentiary records

stripe IDENTITY

Stripe Identity is used as the underlying verification infrastructure.

Verification session IDs are included in your Evidence Pack for complete transparency.

Pricing

Simple pricing.

All prices in AUD. No lock-in. Risk summary included as part of each paid onboarding.

Free

Try before you commit

Unlimited applications
ABN / ASIC verification
Basic application workflow
Trade reference collection
PG / GSD workflow
Evidence Pack PDF
Commercial onboarding summary
Your logo on client forms

Trusted by Australian trade businesses.

★★★★★

"We used to spend half a day on each new account. Now it's under an hour and we have a proper paper trail if anything goes wrong."

★★★★★

"The personal guarantee feature has saved us twice. When a client went under, we had a signed PG and recovered most of the debt."

★★★★★

"Finally a system built for Australian tradies. The ABN check catches dodgy operators before we've given them any credit."

A workflow platform, not a law firm

Use the right legal documents.
Then execute them properly.

Trusio works alongside your lawyer and your internal credit policy. It does not replace legal advice or commercial judgement.

YOUR LAWYER / CREDIT TEAM

Sets your legal terms and credit policy

Advises on complex or high-value arrangements

Reviews unusual structures, disputes or security

Makes the final commercial and legal decision

TRUSIO — OPERATIONAL WORKFLOW

WHAT TRUSIO CONTROLS

Collects consistent business and director information

Routes applicants through the required documents and checks

Links identity, signatures, timestamps and approvals

Produces a central evidence record for each onboarding

Use your existing solicitor-prepared documents where appropriate. Trusio is a technology platform and does not provide legal advice, guarantee payment or remove the need for human credit assessment.

Beyond a Risk Indicator

Risk summaries vs Credit control

"A risk summary helps you understand the customer. Trusio helps you complete the workflow before you extend credit."

Feature

Risk Summary Only

Trusio

Risk summary

✅

Client self-onboarding

❌

✅

Personal Guarantee workflow

❌

✅

Credit limit recommendation

❌

✅

PPSR guidance

❌

✅

Document archive & audit trail

❌

✅

Structured PG workflow

❌

✅

Ongoing risk monitoring & alerts

❌

✅ Add-on

FAQ

Common questions.

Yes. No. The paid onboarding service is $129 per client (excl. GST). Risk information is used as a supporting input within the onboarding workflow and is not sold separately.

Our PG follows Australian standard Deed format. Electronic signatures are legally recognised under the Electronic Transactions Act 1999 (Cth). We recommend having your solicitor review it for your specific situation.

You create a new client entry with their ABN and email, copy a unique link, and send it to your customer by email or WhatsApp. They fill in their company details, trade references, and agree to the credit authorisation. You're notified when they submit.

No. Each account is completely isolated using row-level database security. Your data is only visible to you and your team, enforced at the infrastructure level.

Any Australian B2B supplier that extends credit terms — building materials, trade supplies, manufacturing, wholesale distribution, electrical, plumbing, and more.

BUILT FOR AUSTRALIAN SUPPLIERS

Your next bad debt
could be the last one.

Construction runs on trust.
Trust should run on infrastructure.

✓ Setup in 10 minutes · ✓ First onboarding today · ✓ Australian-built & hosted

Know who you're dealing with.Before you extend credit.

A $50,000 account is approved.Then the customer stops paying.

You set the limit.Trusio routes the workflow.

Know who. Know what. Know when.

Know who you're dealing with

Know what was agreed

Know what happened

From credit decision to clean execution.

The old way vs the Trusio way

From onboarding to stronger risk control.

Personal Guarantee

PPSR Registration Reminder

Trade Credit Insurance

Invoice Finance

Works for any business that extends credit.

Company credit onboarding

Consumer credit screening

Simple steps. Real protection.

Add your customer

They fill it in

ABN checked instantly

Decision-ready analysis

PG if high risk

Trade with confidence

Control who you trade with.And how you get paid.

No more paper forms

Know their credit history

Personal Guarantee workflow

Your brand, your policy

Identity-VerifiedSigning

Simple pricing.

Trusted by Australian trade businesses.

Use the right legal documents.Then execute them properly.

Risk summaries vs Credit control

Common questions.

Your next bad debtcould be the last one.

Have a question?We'll get back to you.

Know who you're dealing with.
Before you extend credit.

A $50,000 account is approved.
Then the customer stops paying.

You set the limit.
Trusio routes the workflow.

Control who you trade with.
And how you get paid.

Identity-Verified
Signing

Use the right legal documents.
Then execute them properly.

Your next bad debt
could be the last one.

Have a question?
We'll get back to you.